Important Disclaimers
Past performance does not guarantee future results
Financial planning involves risks, and outcomes may vary based on individual circumstances and market conditions
Learn more about the important terms and conditions that govern your use of our financial planning services and website content.
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice.
Content is provided in good faith and for general information only. We make no representations or warranties about the completeness, reliability, or accuracy of this information.
Limitation of Liability
To the fullest extent permitted by Australian law, we exclude all liability for any loss or damage arising from your use of our services.
- We are not liable for any indirect, consequential, or special damages
- Our liability is limited to the amount paid for our services in the preceding 12 months
- We exclude liability for third-party actions or advice
- Force majeure events are excluded from our liability
Information Accuracy
While we strive to keep information current and accurate, we make no warranties regarding the completeness or accuracy of website content.
Results may vary and no specific outcomes are guaranteed through our planning services
Financial Services Disclaimer
Our subscription service provides general financial planning guidance and analytical reviews, not specific financial product advice.
Not Personal Financial Advice
Information provided is general in nature and does not consider your specific financial situation, objectives, or needs.
Understanding Financial Risks
All financial decisions involve risk, including potential loss of capital. Past performance does not indicate future results.
Professional Consultation Recommended
Consider seeking independent professional advice before making significant financial decisions based on our consultations.
External Website Links
Our website may contain links to third-party websites for your convenience and information.
We do not endorse or accept responsibility for the content of external websites
Service Results Disclaimer
Individual results from our financial planning service will vary based on personal circumstances, commitment, and external factors.
Individual results may vary
User Indemnification
You agree to indemnify and hold us harmless from any claims arising from your use of our services or violation of these terms.
Governing Law and Jurisdiction
These disclaimers and your use of our services are governed by Australian law.
Applicable Law: Laws of New South Wales, Australia
Jurisdiction: Courts of New South Wales, Australia
Some provisions may vary based on your state or territory of residence
Severability Clause
If any provision is found unenforceable, the remaining provisions continue in full force and effect.
Disclaimer Modifications
We reserve the right to modify these disclaimers at any time. Changes become effective immediately upon posting.
Acceptance of Terms
By using our website and services, you acknowledge that you have read and agree to these disclaimers.
Contact Information
For questions about these disclaimers or our services, please contact us using the details below.
Email Address: contact@xenorithvalo.com
Phone Number: +61 864-655-473
Business Address: Level 15, 123 Collins Street, Melbourne VIC 3000
Last Updated: August 6, 2025
Effective Date: August 6, 2025