xenorithvalo - Monthly Financial Planning Service

Acceptance of Terms

These terms and conditions govern your use of our website and subscription-based financial planning services.

By using our service, you agree to be bound by these terms and conditions

Key Definitions

The following terms have specific meanings when used in these conditions.

Service: Our monthly subscription financial planning consultation and analytical review service
User: Any individual who accesses our website or subscribes to our planning service
Content: All information, advice, analysis, and materials provided through our service
Account: Your subscription account providing access to our planning services

Permitted Use of Service

Your use of our financial planning service is subject to the following conditions and restrictions.

Service Eligibility

You must be at least 18 years old and legally capable of entering binding contracts to use our service.

License to Use

We grant you a limited, non-exclusive license to use our service for personal financial planning purposes only.

Usage Restrictions

You may not copy, modify, distribute, or create derivative works from our service content without written permission.

Your Responsibilities

As a service user, you agree to the following responsibilities and obligations.

Provide accurate and complete information for planning consultations
Maintain the confidentiality of your account login credentials
Notify us promptly of any changes to your contact information
Use the service in compliance with applicable Australian laws
Respect the intellectual property rights of our content and materials

Prohibited Activities

The following activities are strictly prohibited when using our service.

Sharing your account access with unauthorized third parties
Using the service for illegal or fraudulent activities
Attempting to reverse engineer or hack our systems
Harassing or threatening our staff or other users
Providing false information or misrepresenting your identity

Intellectual Property Rights

All content, trademarks, and intellectual property remain our exclusive property. You may not use our materials for commercial purposes without written consent.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy

Service Disclaimers

The following disclaimers apply to all aspects of our financial planning service.

No Warranties

Our service is provided "as is" without warranties of any kind, express or implied. Results may vary based on individual circumstances.

Liability Limitations

Our liability is limited to the amount paid for services in the preceding 12 months. We exclude liability for indirect or consequential damages.

User Indemnification

You agree to indemnify and hold us harmless from any claims arising from your use of our services or violation of these terms.

Dispute Resolution Process

We encourage resolving disputes through direct communication, but formal procedures are available if needed.

Binding Arbitration

Disputes that cannot be resolved directly may be subject to binding arbitration under Australian commercial arbitration rules.

Arbitration conducted under Australian Commercial Arbitration Rules

EU Online Dispute Resolution

European Union residents may access the Online Dispute Resolution platform for consumer disputes.

EU ODR Platform: https://ec.europa.eu/consumers/odr/

Service Termination

Either party may terminate the subscription with 30 days written notice. Termination does not affect obligations incurred before the termination date.

Upon termination, your access to consultations and materials will cease

Governing Law

These terms are governed by the laws of New South Wales, Australia, and disputes are subject to the jurisdiction of New South Wales courts.

Terms Modifications

We may modify these terms periodically. Material changes will be communicated via email, and continued use constitutes acceptance of modifications.

Severability Clause

If any provision is found unenforceable, the remaining provisions continue in full force and effect.

Complete Agreement

These terms constitute the entire agreement between you and us regarding the use of our financial planning service.

Cookie Policy Questions

For questions about these terms, please contact us using the information provided in our contact section.

Email Address: contact@xenorithvalo.com

Phone Number: +61 864-655-473

Business Address: Level 15, 123 Collins Street, Melbourne VIC 3000

Terms and Conditions